How to Challenge an Irregularly Approved Special Assessment (Derrama) in a Spanish Community of Owners
Last updated: July 2026 · 9 min read · Category: Spanish Property Law
If a special assessment (derrama extraordinaria) in your Spanish community was approved with a defective notice, the wrong majority, or an item never listed on the agenda, you have three months from receiving the minutes to challenge it in court under Article 18 of the Ley de Propiedad Horizontal (LPH) — and, importantly, you must keep paying the assessment while the challenge is pending unless a judge specifically suspends that obligation. This distinction between challenging an assessment and stopping payment on it is the single most misunderstood point among foreign owners and expats dealing with a Spanish community for the first time.
Irregular derrama (special assessment): a community charge for extraordinary works or expenses that was approved in breach of the procedural requirements of the LPH — defective convening notice, agenda item added on the day, wrong quorum or majority for the type of work, or lack of an itemised budget — as opposed to one that is simply unwelcome or expensive. Only procedural or substantive defects under Articles 16, 17 and 18 LPH give you standing to annul it; disagreeing with the decision is not a legal ground.
3 months
That is the entire window under Article 18.3 LPH to file a challenge from the moment you receive notice of the agreement — and for owners who were not present and not properly notified, the clock does not even start running until notice actually reaches them.
— Ley 49/1960, de Propiedad Horizontal, Art. 18.3
What counts as an "irregularly approved" assessment?
Non-resident owners often assume that any assessment they think is unfair, badly timed, or simply too expensive can be challenged. Spanish law draws a much narrower line. Under the LPH, a community agreement approving a derrama can be annulled only when it is contrary to law or the statutes, seriously prejudicial to the interests of the community for the benefit of one or more owners, or approved through an actual procedural defect. The most litigated defects are:
- Defective convening notice (citación): the meeting notice under Article 16.2 LPH did not reach an owner, was sent to the wrong address (common when a foreign owner has not updated their registered address with the administrator), or did not state the specific agenda item covering the assessment.
- Item not on the agenda: the derrama was voted on as an ad hoc addition during the meeting without every owner's prior knowledge and consent, in breach of Article 16.2 LPH.
- Wrong majority applied: ordinary conservation works require a simple majority (more votes in favour than against, weighted by participation quota), while accessibility works above certain thresholds or works affecting the constitutive title can require three-fifths or unanimity under Article 17 LPH. Approving a derrama with the wrong threshold is a classic ground for annulment.
- No itemised budget or coefficient breakdown: the minutes approve a lump sum without specifying the total cost, the share attributable to each owner by participation quota, or the payment schedule.
- Lack of quorum at second call, or a vote taken without verifying that enough participation quota was actually present or represented.
If none of these apply and the derrama was simply approved by a valid majority at a properly convened meeting, it is binding on you even if you voted against it or were absent — that is the ordinary rule under Article 17 LPH, and it applies equally to resident and non-resident owners.
The three-month deadline — and why it matters more for overseas owners
Article 18.3 LPH gives any owner three months to challenge a community agreement in court, counted from the date they received notice of it (or, for owners who attended the meeting and voted against, from the date of the meeting itself). For owners who abstained, were absent without proper representation, or were never validly notified, this deadline only starts once the notice actually and correctly reaches them — which is precisely why a defective notification is both a ground for annulment and, separately, the reason the clock may not have started at all.
This matters enormously for non-resident and overseas owners who rely on postal notice to an address in another country, or on an administrator emailing minutes months late. If you can show the notice never arrived, or arrived defectively, you may still be within your rights to challenge an assessment approved a year or more ago. Keep every piece of correspondence with your administrator — email timestamps and courier tracking numbers are frequently decisive evidence in these cases.
IgeraFincas in action — a real owner query
Owner asks (from abroad, via WhatsApp):
"I live in the UK and never received notice of the meeting where they approved a €4,000 roof assessment. Can I still be forced to pay it?"
IgeraFincas answers:
You remain obligated to pay unless and until a court annuls the agreement or suspends it. But a missing or defective notice under Art. 16.2 LPH is itself a valid ground for challenge, and because you were never properly notified, your three-month deadline under Art. 18.3 LPH may not have started running yet. Gather the administrator's records of where notices were sent and request the full minutes before deciding whether to file.
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The court procedure: how a challenge actually runs
Challenging a community agreement is a civil claim, not an administrative complaint to the town hall or a criminal matter. The steps in practice:
Request the full minutes and supporting documents
Before filing anything, obtain the signed minutes (acta), the convening notice, the budget or quotes, and proof of how and when notice was sent. Under Article 20 LPH, the administrator must keep and provide these records.
File the claim before the Juzgado de Primera Instancia
The competent court is the Court of First Instance for the location of the property — not for your country of residence. You will need a Spanish lawyer (abogado) and, for claims above certain thresholds, a procurador to represent you before the court. Power of attorney can be granted from abroad through a Spanish consulate or an apostilled document.
Request suspension of the agreement as a precautionary measure
Filing the challenge does not automatically suspend the assessment or your obligation to pay it. If you want to stop payment while the case is pending, you must separately request a cautelar (interim) suspension and typically post a bond to cover potential harm to the community if you ultimately lose. Courts grant this only when there is a real likelihood of success and urgency — not routinely.
Hearing and judgment
These cases typically proceed as a juicio ordinario or juicio verbal depending on the amount in dispute. A judgment annulling the agreement does not, on its own, force the community to refund money already paid — you may need to claim reimbursement separately if you already contributed under protest.
Do you have to keep paying while the challenge is pending?
Yes — this is the point that catches most owners off guard, including experienced landlords who assume a pending lawsuit automatically freezes their obligations. Spanish community agreements are presumptively enforceable once approved (Article 18.4 LPH even allows the community to seek immediate enforcement of certain agreements despite a pending challenge, subject to the challenger providing security for the amount owed). Practically, that means:
- If you stop paying without a court-ordered suspension, the community can pursue you through the monitorio process for unpaid community debts — the same summary procedure used for unpaid ordinary fees.
- Unpaid assessments accrue interest and can result in a charge (embargo) against the property, which will surface in a nota simple search and can complicate a future sale.
- Many owners choose to pay "under protest" (bajo reserva or con expresa reserva) — paying on time while formally recording that the payment is made without waiving the right to challenge and claim reimbursement if the court annuls the agreement. This protects your position on both fronts and is the approach most Spanish lawyers recommend to non-resident clients managing risk from abroad.
Some case law from Spanish provincial appellate courts (Audiencias Provinciales) has held that where the defect is a clear nullity (e.g., an agenda item never notified, affecting Article 6 of the Spanish Constitution's due process principles as applied to private associations), courts have been more willing to grant precautionary suspension. But this is fact-specific, and relying on it without a formal court order is a significant financial risk.
| Question | Answer under the LPH |
|---|---|
| Deadline to challenge | 3 months from valid notice (Art. 18.3) |
| Must you keep paying while challenging? | Yes, unless a court grants interim suspension |
| Court with jurisdiction | Juzgado de Primera Instancia of the property's location |
| Valid grounds | Defective notice, wrong majority, agenda defects, no itemised budget, lack of quorum |
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Key takeaways on challenging an irregular derrama
- Only procedural or substantive defects under Arts. 16-18 LPH give you standing — not simply disagreeing with the amount or purpose.
- The 3-month deadline runs from valid notice, and a defective notice can push that start date back significantly.
- Filing a challenge does NOT automatically stop your obligation to pay; you must separately request interim suspension.
- Paying "under protest" (con reserva) is the standard way to protect your position while a challenge proceeds.
- Keep every notice, email and courier receipt — for non-resident owners, this is often the decisive evidence.
Frequently asked questions
Can I challenge a derrama just because I think the works are unnecessary?
Not on that ground alone. Disagreeing with the community's decision on the merits — even reasonably — is not a valid cause for annulment under the LPH unless the agreement is also seriously prejudicial to the community for the benefit of certain owners, or was reached in breach of procedural rules. Courts generally will not second-guess a validly reached decision about whether particular works are advisable.
I live outside Spain — do I need to travel back to file a challenge?
No. You can grant power of attorney (poder notarial) to a Spanish lawyer through a Spanish consulate in your country of residence, or execute an apostilled power of attorney locally that a Spanish lawyer can use to represent you. Many overseas owners run the entire process remotely.
What happens if I win the challenge after I've already paid?
If you paid without reserving your rights, recovering the money can be harder — the community may argue you accepted the charge. This is exactly why lawyers recommend paying "bajo reserva" (under protest), explicitly stating in writing to the administrator that payment is made without prejudice to your ongoing or intended legal challenge and any right to reimbursement.
Does a defective notice void the whole meeting, or just my ability to pay?
A defective notice to one or more owners can be grounds to annul the specific agreement adopted at that meeting — not automatically every other decision taken, though in practice if the notice itself was fundamentally flawed (wrong date, no agenda) it can taint the whole session. Each defect is evaluated on its own facts by the court.
Can the community charge interest or late fees while my challenge is pending?
Yes, if you have simply stopped paying without a court-ordered suspension. The debt continues to accrue exactly as unpaid ordinary fees would, and the community can begin collection proceedings in parallel with your challenge.
Is mediation an alternative to going to court?
The LPH does not require mediation before filing a challenge, but many administrators and community boards are open to a negotiated correction — for example, re-issuing a defective notice and re-voting the assessment — which can resolve the dispute faster and more cheaply than litigation, especially where the underlying works are genuinely needed and only the paperwork was flawed.
Editorial note — July 2026 | Sources: Ley 49/1960, de Propiedad Horizontal, Arts. 16, 17, 18 and 20 (consolidated text); Ley de Enjuiciamiento Civil on interim measures (medidas cautelares) and monitorio proceedings. This article is for informational purposes only and does not constitute legal advice; for a specific case, consult a Spanish property lawyer. | IgeraFincas — AI-powered assessment management for property administrators.