2-minute executive summary
How to correctly convene a Portuguese condominium assembly, quorums required for each decision type, written voting, and when resolutions can be challenged.
Ordinary assembly requires 15 days' notice; extraordinary 10 days. First call needs majority of permilages present; second call has no quorum requirement (after 1h). Lei 8/2022 allows virtual assemblies and advance written votes. Majorities required: simple for ordinary expenses, absolute majority for innovation works, unanimity for changes to the constitutive deed.
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HOA insurance guide for boards: fidelity bond and crime insurance requirements compared across California (Civil Code 5806), Florida (718.111), Texas (209.00595, 20+ lots) and Nevada (NRS 116.3143), plus master policy and lender requirements.
Published 7 August 2026 · IgeraFincas Editorial Team · 10 min read