Does the EU AI Act apply to non-EU companies?

Yes. If your AI system is placed on the EU market or deployed to users in the EU, the Act applies — regardless of where your company is headquartered. This is the same extraterritorial logic as GDPR.

Is using ChatGPT or Gemini in my business subject to the EU AI Act?

Yes, as a deployer. ChatGPT and Gemini are General Purpose AI (GPAI) models. Their providers (OpenAI, Google) must comply with GPAI obligations. But if you deploy them in a business context — especially for consequential decisions — you as the deployer also have obligations, particularly around transparency and human oversight.

What counts as a "high-risk" AI system under the EU AI Act?

AI systems listed in Annex III of the Regulation: those used in recruitment, education assessment, credit decisions, access to essential services, law enforcement, migration control, administration of justice, and critical infrastructure management. If your AI influences access to these areas, it is likely high-risk.

What are the fines for non-compliance?

Up to €35 million or 7% of global annual turnover (whichever is higher) for violations involving prohibited AI. Up to €15 million or 3% for other obligations. Up to €7.5 million or 1.5% for providing incorrect information to authorities. SME fines are capped proportionally.

Does a property management chatbot qualify as high-risk AI?

Typically no — a chatbot that answers factual questions about community statutes and regulations, without making autonomous decisions about residents' legal rights or access to services, falls in the limited-risk tier. The key obligations are transparency (telling users it's AI) and grounding responses in real documents rather than hallucinating. This is exactly how IgeraFincas is designed.

How does the EU AI Act interact with GDPR?

They are complementary. GDPR covers personal data processing; the AI Act covers the AI system itself. High-risk AI systems that process personal data must comply with both. A DPIA (Data Protection Impact Assessment) under GDPR does not replace the conformity assessment required by the AI Act.

regtech

EU AI Act 2026: qué deben hacer las empresas antes del plazo de agosto

Equip IgeraSolutions

30 de mayo de 2026

10 min read

EU AI Act 2026 compliance guide for businesses — risk tiers and obligations

#EU AI Act 2026#EU AI Act compliance#AI regulation Europe#high-risk AI systems#EU AI Act deadline August 2026#AI Act obligations businesses#GPAI models regulation#EU AI Act fines

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